Representation of Florida Developers and Lenders in Real Estate Finance
As advisers on real estate financing work, the lawyers of Frank Chares Miranda, P.A., can handle the documentation and negotiation of mortgage loans and other commercial finance lending anywhere in the state of Florida. Clients get advice on all aspects of due diligence to evaluate risks and balance business, operational and legal needs. We also offer the advantages of a solid reputation for closing deals. Because we have done such extensive work in all aspects of the real estate sector, our lawyers have a clear understanding of how to protect the lender’s interests within a borrower’s comfort level.
Representing developer interests
We help our developer clients secure real estate and mortgage loans to finance their projects. Our lawyers work with many commercial banks and mortgage brokers, in all types of permanent loans secured by real property. As our client, we help you with all aspects of structuring and negotiating your loan, including commitment letters, loan agreements, notes, deeds of trust, environmental indemnity agreements and other collateral documents. We also design and carry out appropriate due diligence investigation before loan closing.
Addressing lender concerns
In our experience, lenders want a law firm to protect their interests in a transaction, to make the deal as straightforward as possible and to strengthen their business relationship with the borrower. Our work with lenders of all sizes throughout Florida helps us get lending deals done while implementing safeguards that protect the lender’s collateral in the event of default, foreclosure or bankruptcy.
Resolving workouts and foreclosures
Should workout or restructuring become necessary, our team can develop creative strategies that help all parties preserve their business relationships and their investments. Our firm’s strong real estate background has given us special skills in lender liability, foreclosures and other real estate-related work. Our lawyers can work to resolve defaults on office, residential and retail properties by restructuring loan agreements, but when necessary we also provide representation in foreclosures and receiverships.
Taking the next step
In today’s challenging real estate market, our experience on the finance side of transactions is invaluable. Call 813-902-3925 or contact our law firm online to learn how we can be of service to you.
Florida Real Estate and Homeowner Association Counsel
Commercial real estate transactions — buying, selling or leasing an office, industrial or retail building or property — are among the biggest and most important steps businesses take. Such deals are always complex, with their mix of financial, regulatory and management issues. Whether you are a developer, investor, financial institution, management company or commercial establishment anywhere in the state of Florida, Frank Chares Miranda, P.A., understands the right way to usher your real estate deal from negotiation to closing.
Handling every facet of the transaction
Based in Tampa, our attorneys can handle every facet of real estate transactions through the complete life cycle of each transaction: land use approvals, title and survey work, groundbreaking, construction, leasing, management and sale. Clients rely on us to successfully complete all types of commercial real estate transactions, from condominiums and apartment complexes to office buildings, retail shopping centers and commercial developments. We provide the same high level of title, construction and closing services to individual homeowners.
Understanding your financial needs
Borrowers and lenders in virtually all types of real estate loan transactions turn to us for quick, efficient service on secured mortgage and consumer loans. Both lenders and borrowers also value our advice to resolve loan problems, including defaults, workouts, repossession, foreclosure and receivership. No matter what side of the financing table you’re on, our experienced lawyers provide good work and service at a reasonable cost.
Closing the deal
We are approved title agents and work with many major title insurance companies on residential and commercial closings. Our skill set includes underwriting title insurance commitments and policies for transactions and coordinating title exams throughout the state.
Counseling homeowner associations
Because we know how homeowner associations (HOAs) work, as well as how the law affects them, our firm brings a practical, down-to-earth approach to community association law. We counsel associations on the business and governance issues that regularly arise in everyday operations, including the collection of delinquent assessments and setting up effective collection policies that eliminate or greatly reduce delinquencies. We also have the skill to enforce covenants and rules by combining negotiation with courtroom persuasion, and to resolve neighbor problems using mediation, arbitration and other alternative dispute resolution methods.