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Why You Should Never Settle an Insurance Claim Without an Attorney

On Behalf of | Jun 15, 2021 | Tampa Personal Injury

If you’ve been injured in a car crash, lost wages and medical bills can quickly add up. Understandably, you might feel pressured to settle your case as quickly as possible for whatever amount the insurance company initially offers you. However, there may be more compensation available if you work with an attorney who knows how to effectively negotiate the highest possible settlement.

An insurance company will usually make a low settlement offer early in a personal injury case to avoid a larger payout later on. Although the money that the insurance company may be offering you might seem like a lot, your case cannot be properly valued until your injuries have fully developed — which could take months or even years — and you have a complete understanding of the harm you suffered due to the defendant’s negligence.

Additionally, when you work with a personal injury attorney, they will:

  • Investigate your claim — Your attorney can determine all potential sources of liability by thoroughly investigating the facts and circumstances surrounding the crash and consult with expert doctors to gauge the long-term effects of a particular injury when making a settlement demand. A case that is well-developed and prepared for trial will likely settle for more than a claim that is not completely investigated.
  • Communicate and negotiate with the insurance company — An attorney will know the tactics an insurance company may use in an attempt to avoid paying out on your claim. They will also have the skills to negotiate a favorable settlement and ensure you aren’t taken advantage of.
  • Guide you through the legal process — Whether your case will ultimately be settled or brought to trial, the legal process is complex. An attorney can help you navigate the nuances associated with your injury claim and protect your rights every step of the way.

Under Florida’s no-fault law, all drivers must have personal injury protection (PIP) coverage, which requires them to pursue payment for medical bills and other harm immediately following a crash through their own insurance company first. In cases where the injuries are severe, you can then file a claim for additional compensation through the negligent party’s insurance.

If you were injured in a car crash, it’s best to consult with a knowledgeable personal injury attorney who can advise you of your legal rights and remedies. Frank Charles Miranda, P.A. is dedicated to providing diligent representation to clients in a wide variety of personal injury matters and obtaining the compensation to which they’re entitled. Call 813-902-3925 or contact us online to schedule an appointment at our Tampa office.