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In 2015 there was nearly 1.1 million properties with foreclosure filings, a number that is a 3% decline compared to 2014 and a nine-year low. If there is no way to avoid keep your home and foreclosure, a short sale may offer you the only way to resolve the situation with a minimal amount of pain. A short sale is…
In the past, federal law required that two forms be provided to a home buyer at, or shortly before their loan closing. The information on these forms, known as the final TIL and HUD1, was often overlapping and inconsistent. Home buyers often found the forms confusing. The Dodd-Frank Wall Street Reform and Consumer Protection Act directed the cpfb to consolidate…