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The Closing Disclosure Form

In the past, federal law required that two forms be provided to a home buyer at, or shortly before their loan closing. The information on these forms, known as the final TIL and HUD1, was often overlapping and inconsistent. Home buyers often found the forms confusing. The Dodd-Frank Wall Street Reform and Consumer Protection Act Read More

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Understanding New Loan Closing Disclosure Forms

Federal law required that consumers be provided two different disclosure forms at the time of their loan closing. The information on the two forms was often overlapping, inconsistent and confusing for consumers. The Dodd-Frank Act directed the CFPB to meld the two forms into a single disclosure form that would be easy for consumers to Read More

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